204 N Boca Bay Lane B, Surf City, NC 28445

$889,000

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1-web-or-mls-GI - 204B N Boca Bay Ln - L

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ChatGPT Image May 23, 2026 at 12_28_17 P

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,584 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $889,000 List Date: 4/10/2026 Last Modified: 6/11/2026

Overview

Description

Motivated Seller!! ** $5,000 Use as you choose if under contract by June 30th! **Coastal living meets thoughtful design in this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch. This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level. Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency. The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlo ... (Read more) Motivated Seller!! ** $5,000 Use as you choose if under contract by June 30th! **Coastal living meets thoughtful design in this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch. This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level. Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency. The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlooking the marsh. The primary suite is designed as a private retreat, featuring its own sitting area, a porch with water views, and a spacious bathroom complete with a garden tub and separate shower. Plantation shutters are featured throughout most of the home, and custom barn doors add character in select areas. One of the guest bedrooms has been outfitted as a gorgeous home office with extensive built-in shelving and Ethernet access-ideal for remote work or flexible use. Outdoor spaces are equally impressive, upgraded with low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower equipped with a dog-washing attachment! The sunset views are absolutely stunning. Additional exterior features include a kayak storage rack and ample storage options, including a ground-level closet with shelving and under-stair space. There is mature landscaping with rare plants and an environmentally conscious drainage system that directs water back toward the marsh. Unique details set this property apart, including a decorative walkway between units that has been thoughtfully crafted with Megalodon shark teeth and whale bone. Residents also enjoy access to community amenities including a pool and clubhouse to complete the coastal lifestyle experience. Seller has been approved through insurance for a brand new fortified roof! There is a transferrable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about our preferred lender and the incentive you may qualify for, please ask your agent to review the agent comments for additional details.

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Listing Details MLS# 100566136

Contract Info

Sub-Type: Townhouse
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-04-09
Listing Price: 889000
List Price/SqFt: 344.04
Stipulation of Sale: Standard

Location Information

Street #: 204
Pre Direction: N
Street Name: Boca Bay
Street Suffix: Lane
Unit #: B
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Palms At Boca Bay
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Coming into Surf City over the bridge, take the second exit on the roundabout approx. 2 miles down N. New River Dr. to Left on Pender Ave. to N Boca Bay Lane and turn right. House on right in third building.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.17
Lot SqFt: 7405
Lot Dimensions: 38 x 189 x 38 x 190
Waterfront: Yes
Waterview: Yes
Horses Y/N: No
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 2584
Total SqFt - Heated (Primary + Separate): 2584
# Rooms: 7
# Baths - Full: 4
# Baths - Total: 4
# Bedrooms: 4
Master Bedroom Level: Non Primary Living Area
ud_i_10: 2
Fireplace Y/N: Yes
# Baths - Half: 0

Legal Taxes

Year Built: 2007

More Information

Entry Level Information

Entry Level: Yes

Current Service Providers

Electric Provider: Jones-Onslow EMC
Trash Provider: GFL

HOA and Neigh Amenities

Club Membership: None Selected
Clubhouse: Yes
Community Pool: Yes
Maint - Comm Areas: Yes
Maint - Grounds: Yes
Street Lights: Yes
Waterfront Community: Yes

HOA

Association Fee 1/Year: 1740
Association Name: Palms At Boca Bay HOA
Association Phone: 3366937201
Association Fee 2/Year: 1016
Association Name 2: Recreation Center HOA
Association Phone 2: 3366937201

Rooms

Bedroom 1 Level: Second
Bedroom 2 Level: Second
Bedroom 3 Level: First
Dining Room Level: First
Kitchen Level: First
Living Room Level: First
Master Bedroom Level: Second
Bedroom 1: Yes
Bedroom 2: Yes
Bedroom 3: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Building/Ext Features

ud_i_08: 1

Legal & Taxes

Tax Assessed Value: 400101
Total Real Estate Property Taxes: 4961.24
Deed Book: 4653
Deed Page: 48
Legal: L3b,Pb 48/140,Palms At Boca Bay Survey
Broker Owner: No
PID: 4245-55-3555-0000
Tax Identifier: 4245-55-3555-0000
Plat Book: 48
Plat Page: 140
Special Assessments: n/a
Tax Year: 2023
Zoning: INCORP
HOA: Yes
Cobra Zone: No
Elementary School: North Topsail
Middle School: Topsail
High School: Topsail

Garage & Parking

Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Underhouse Spaces: 4
Total Carport Spaces: 0

Parking Features

On Site: Yes
Paved: Yes
Underhouse: Yes

Attic

Stairs - Pull Down: Yes

Frontage Type

Marsh Front: Yes

Handicap Accessible

Elevator: Yes

View Type

Marsh View: Yes
Ocean: Yes
Sound View: Yes
Water: Yes

Construction

Wood Frame: Yes

Structure Type

Townhouse: Yes

Unit Type

4 Bedroom Or More: Yes

Lot Water Features

Deeded Water Rights: Yes
Deeded Waterfront: Yes
Salt Marsh: Yes
Sound Side: Yes

Exterior Features

Outdoor Shower: Yes

Exterior Finish

Composition: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Fencing

None: Yes

Foundation

Pilings: Yes

Flooring

Carpet: Yes
LVT/LVP: Yes
Tile: Yes

Patio and Porch Features

Balcony: Yes
Covered: Yes
Front Porch: Yes
Porch: Yes
Rear Porch: Yes
Screened: Yes

Roof

Architectural Shingle: Yes

Levels

Two: Yes

Lot Features

Cul-De-Sac: Yes
Landscaped: Yes

Road Type/Frontage

Paved: Yes
Private Road: Yes

Trash Collection

City Pick-UP: Yes

Cooling

Central Air: Yes
Heat Pump: Yes
Multi Units: Yes

Heated SqFt

2400 - 2599: Yes

Heating

Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Appliances/Equip

Built-In Microwave: Yes
Cooktop: Yes
Dishwasher: Yes
Double Oven: Yes
Dryer: Yes
Washer: Yes
Water Softener: Yes

Fireplace Features

Gas Log: Yes
Living Room: Yes
See Remarks: Yes

Interior Features

Blinds/Shades: Yes
Bookcases: Yes
Ceiling Fan(s): Yes
Elevator: Yes
Entrance Foyer: Yes
Gas Log: Yes
High Ceilings: Yes
Pantry: Yes
Walk-In Closet(s): Yes

Dining Room Type

Combination: Yes

Home Warr/Termite

Termite Company: Terminix

Property Features

Frontage Type: Marsh Front Handicap Accessible: Elevator View Type: Marsh View; Ocean; Sound View; Water Attic: Stairs - Pull Down Construction: Wood Frame Structure Type: Townhouse Unit Type: 4 Bedroom Or More Exterior Features: Outdoor Shower Exterior Finish: Composition Fencing: None Foundation: Pilings Parking Features: On Site; Paved; Underhouse Patio and Porch Features: Balcony; Covered; Front Porch; Porch; Rear Porch; Screened Roof: Architectural Shingle Levels: Two Trash Collection: City Pick-UP Lot Features: Cul-De-Sac; Landscaped Lot Water Features: Deeded Water Rights; Deeded Waterfront; Salt Marsh; Sound Side Cooling: Central Air; Heat Pump; Multi Units Heating: Heat Pump Heating System Fuel Source: Electric Utilities: Sewer Connected; Water Connected Fireplace Features: Gas Log; Living Room; See Remarks Flooring: Carpet; LVT/LVP; Tile Interior Features: Blinds/Shades; Bookcases; Ceiling Fan(s); Elevator; Entrance Foyer; Gas Log; High Ceilings; Pantry; Walk-In Closet(s) Heated SqFt: 2400 - 2599 Dining Room Type: Combination HOA and Neigh Amenities: Clubhouse; Community Pool; Maint - Comm Areas; Maint - Grounds; Street Lights; Waterfront Community Rooms: Bedroom 1; Bedroom 2; Bedroom 3; Dining Room; Kitchen; Living Room; Master Bedroom Terms: Cash; Conventional; FHA; VA Loan

Room Information

Room Name	Level
Living Room	First
Master Bedroom	Second
Bedroom 1	Second
Bedroom 2	Second
Bedroom 3	First
Kitchen	First
Dining Room	First

IDX

Listing Office: Coldwell Banker Sea Coast Advantage-Hampstead

Last Updated: June - 11 - 2026

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