515 N Topsail Drive, Surf City, NC 28445

$1,389,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,285 Lot Size (sq. ft.): 5,053 Status: Active

Current Price: $1,389,000 List Date: 5/06/2026 Last Modified: 6/12/2026

Overview

Description

Brand New HVAC, Pool Heater, and Modern Design! Over $110k in revenue already booked/executed this year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom 2285 sqft single-family home. Make a 5th bedroom, private apartment, or home office with the versatile bottom floor room! Located in the heart of Surf City, just a short walk to all the activities, restaurants, and the pristine sands of Topsail Island beaches. Located in the heart of Surf City just a short walk to all the activities, restaurants, and the pristine sands of Topsail Island beaches. The thoughtfully designed layout (with decks off every level) provides ample space for family and guests while delivering stunning ocean views from the living room and front upper deck plus sound views from the back decks. Outdoor living is exceptional with a fully fenced backyard oasis featuring a private inground saltwater swimming pool, fire pit, covered decks/porch, outdoor shower, and a convenient cargo lift. ... (Read more) Brand New HVAC, Pool Heater, and Modern Design! Over $110k in revenue already booked/executed this year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom 2285 sqft single-family home. Make a 5th bedroom, private apartment, or home office with the versatile bottom floor room! Located in the heart of Surf City, just a short walk to all the activities, restaurants, and the pristine sands of Topsail Island beaches. Located in the heart of Surf City just a short walk to all the activities, restaurants, and the pristine sands of Topsail Island beaches. The thoughtfully designed layout (with decks off every level) provides ample space for family and guests while delivering stunning ocean views from the living room and front upper deck plus sound views from the back decks. Outdoor living is exceptional with a fully fenced backyard oasis featuring a private inground saltwater swimming pool, fire pit, covered decks/porch, outdoor shower, and a convenient cargo lift. Recent improvements enhance turn-key appeal and value: Brand new HVAC system for year-round comfort and efficiency Newly epoxied garage floors for a clean, durable, professional finish Home was recently power washed for a fresh, polished exterior 2021 interior updates including luxury vinyl plank flooring throughout living areas and berber carpet in select bedrooms Additional highlights include granite countertops in the kitchen, a spacious walk-in pantry, Rinnai tankless water heater, master suite with wet bar, expansive walk-in closet, and updated bathroom featuring a walk-in tile shower. A flexible top-floor guest room includes a built-in Murphy bed and desk--ideal for a home office. An outdoor elevator adds effortless convenience between levels. Surf City offers the perfect blend of relaxed island life and modern convenience. Residents enjoy easy access to the beach, Intracoastal Waterway activities, local dining, shopping, entertainment, and the pier--all within walking distance. The property is served by highly rated Pender County Schools, including Surf City Elementary and Middle, and Topsail High School. Outstanding STR Investment or Second-Home Potential This prime ocean-side location, combined with the private saltwater pool and fire pit (major guest magnets), panoramic water views, multiple decks, cargo lift, and recent mechanical/upkeep improvements, positions the home exceptionally well for short-term rental income or effortless use as a beach second home. These features support premium nightly rates, high occupancy, and strong year-round appeal in Surf City's desirable rental market while keeping maintenance low for personal enjoyment. Whether you're seeking a primary residence, vacation home, or excellent investment property with rental potential, this well-cared-for coastal gem delivers unbeatable proximity to the ocean and island lifestyle. Don't miss this opportunity, schedule your private showing today!

Open Houses

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Listing Details MLS# 100569532

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Marketing Start Date: 2026-04-24
Listing Price: 1389000
List Price/SqFt: 607.88
Stipulation of Sale: Standard

Location Information

Street #: 515
Pre Direction: N
Street Name: Topsail
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Not In Subdivision
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: From Surf City Bridge go north and take your first right, first left and the home will be down on the left hand side
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.12
Lot SqFt: 5053
Lot Dimensions: 50 x 106 x 49 x 106
Waterfront: No
Waterview: Yes
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 2285
Total SqFt - Heated (Primary + Separate): 2285
# Rooms: 12
# Baths - Full: 2
# Baths - Half: Yes
# Baths - Total: 3
# Bedrooms: 4
Master Bedroom Level: Non Primary Living Area
ud_i_10: 3
Fireplace Y/N: Yes

Legal Taxes

Year Built: 2004

More Information

Fuel Tank

Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: Blossman Gas 9104305224
Fuel Tank: Yes

Entry Level Information

Entry Level: 2

Current Service Providers

Electric Provider: Jones-Onslow EMC
Fuel Vendor Provider: Blossman Gas
Internet Service Provider(s): Spectrum
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City

Building/Ext Features

ud_i_08: 1

Legal & Taxes

Tax Assessed Value: 364278
Total Real Estate Property Taxes: 4517.05
Deed Book: 4838
Deed Page: 646
Legal: L 10,PB 3/45,SURF CITY
Broker Owner: No
PID: 4245-11-2227-0000
Tax Identifier: 4245-11-2227-0000
Plat Book: 3
Plat Page: 45
Lot #: 10
Special Assessments: n/a
Tax Year: 2025
Zoning: R
HOA: No
Cobra Zone: No
Elementary School: North Topsail
Middle School: Topsail
High School: Topsail

Garage & Parking

Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Total Carport Spaces: 0

Parking Features

Concrete: Yes
Garage: Yes
Garage Faces Front: Yes
Paved: Yes

Attic

Stairs - Pull Down: Yes

Basement

None: Yes

Frontage Type

See Remarks: Yes

View Type

Ocean: Yes
Water: Yes

Construction

Wood Frame: Yes

Architectural Style

Contemporary: Yes

Lot Water Features

Third Row: Yes

Exterior Features

Outdoor Shower: Yes

Exterior Finish

Shake Siding: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Fencing

Wood: Yes

Foundation

Slab: Yes

Flooring

Carpet: Yes
LVT/LVP: Yes
Tile: Yes

Patio and Porch Features

Covered: Yes
Deck: Yes
Patio: Yes

Pool Features

In Ground: Yes

Roof

Architectural Shingle: Yes

Levels

3 Story or More: Yes

Road Type/Frontage

Maintained: Yes
Public (City/Cty/St): Yes

Trash Collection

City Pick-UP: Yes

Cooling

Central Air: Yes

Other Structures

Shower: Yes

Heated SqFt

2200 - 2399: Yes

Heating

Fireplace(s): Yes
Forced Air: Yes
Heat Pump: Yes

Heating System Fuel Source

Electric: Yes
Propane: Yes

Water Heater

Electric: Yes
Tankless: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Dishwasher: Yes
Disposal: Yes
Electric Range: Yes
Ice Maker: Yes
Mini Refrigerator: Yes
Refrigerator: Yes

Fireplace Features

Living Room: Yes

Furnished

Furnished: Yes

Interior Features

Blinds/Shades: Yes
Ceiling Fan(s): Yes
Elevator: Yes
Entrance Foyer: Yes
Furnished: Yes
Kitchen Island: Yes
Pantry: Yes
Reversed Floor Plan: Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes

Laundry Features

In Hall: Yes

Dining Room Type

Combination: Yes

Home Warr/Termite

Home Warranty/Seller: Yes
Home Warranty Company: Buyer to pick
Home Warranty Amount: 900

Rooms

Bathroom 1: Yes
Bathroom 2: Yes
Bathroom 3: Yes
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bedroom: Yes

Property Features

Frontage Type: See Remarks View Type: Ocean; Water Attic: Stairs - Pull Down Basement: None Construction: Wood Frame Architectural Style: Contemporary Exterior Features: Outdoor Shower Exterior Finish: Shake Siding Fencing: Wood Foundation: Slab Fuel Tank: Fuel Tank Parking Features: Concrete; Garage; Garage; Garage Faces Front; Paved Patio and Porch Features: Covered; Deck; Patio Pool Features: In Ground Roof: Architectural Shingle Levels: 3 Story or More Trash Collection: City Pick-UP Lot Water Features: Third Row Cooling: Central Air Heating: Fireplace(s); Forced Air; Heat Pump Heating System Fuel Source: Electric; Propane Water Heater: Electric; Tankless Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Living Room Flooring: Carpet; LVT/LVP; Tile Furnished: Furnished Interior Features: Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Furnished; Kitchen Island; Pantry; Reversed Floor Plan; Walk-in Shower; Walk-In Closet(s) Laundry Features: In Hall Heated SqFt: 2200 - 2399 Dining Room Type: Combination Other Structures: Shower Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Laundry; Living Room; Master Bedroom Terms: Cash; Conventional; FHA; VA Loan

Room Information

Room Name
Living Room
Kitchen
Master Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Bathroom 1
Bathroom 2
Dining Room
Kitchen
Laundry
Bathroom 3

IDX

Listing Office: REAL Broker LLC

Last Updated: June - 12 - 2026

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