FINAL PRICE REDUCTION! THIS IS IT! SELLER HAS AN ASSUMABLE VA LOAN WITH A RATE OF 2.625. SELLER WILL CONSIDER AN ASSUMABLE OFFER WITH A SERIOUS BUYER AND OFFER. NO BUYER CONTINGENCIES. Built in 1999 this charming second owner home in Archers Point offers 3-bedrooms, 3.5-baths and sits on 1.48 acres along Archers Creek. Archers Creek allows for kayaking and canoeing. Main floor has the primary suite with a spacious bath and walk in closets, half bath, living room with a fireplace, formal dining and sitting rooms, bright kitchen with nook, laundry/mud room and pantry. Hardwood floors shine on the main level. The kitchen features granite counters, built-in oven and microwave, double sink, and Kitchen Aid stainless-steel appliances. Crown molding adds elegance to both floors. Large windows flood the first floor with light and water views. The back deck is perfect for relaxing and entertaining. Upstairs offers two bedrooms, a full bath, and additional space for an office or playroom, all with plenty of storage. The ground floor boasts a huge garage, tons of storage, separate living area with a kitchenette, full bath with a walk-in shower. Ground floor has a mini-split HVAC for comfort. Outside the ground level enjoy the spacious covered patio. Outdoor shower with its own hot water tank. This and much more! Located close to Emerald Isle's shopping, dining, Bogue Pier, and a public boat launch. This property sits in an AE flood zone. Water depth at the dock's end ranges from 2 to 2.5 feet depending on the tide. The ground floor separate living area has 644 sqft. Propane hookup line in place, but no tank on-site. An open-air elevator was removed; the elevator concrete pad remains if a future owner wants to install one. Tax office updated lot acres from 1.19 to 1.48. Buyer is advised to have a survey done for accuracy. Additional material facts are available--ask your agent for details.